Student rates

Ashland Pacific partners with Esusu to strengthen the financial health of student housing residents

Establishing credit as a student is often a challenge. This program takes the activities that our student residents are already doing – paying their rent – ​​and uses it to automatically build on their credit scores.

Ashland Pacifica vertically integrated real estate company specializing in student accommodation, today announced that it has partnered with Esusu, the pioneering fintech company, to implement rent reporting to help all Ashland Pacific tenants establish and build credit at no cost to them. Now, resident students will have their on-time rent payments reported to the three major credit bureaus (Equifax, Experian, and TransUnion), allowing them to build or improve their credit scores while earning a college degree and enter the job market with a positive credit base.

Ashland Pacific has a large portfolio of student housing, both owned and managed, throughout Southern California around major universities, including the University of Southern California (USC) and the University of California, Santa Barbara ( UCSB).

“Building credit as a student is often a challenge and this program takes the activities our student residents already do – paying their rent – and uses it to automatically build their credit scores,” said Julio C. Davila, President and CEO of Ashland Pacific. . “Only one-time payments are reported with this system, it is strictly a benefit for our residents. All residents register and can withdraw at any time.

Students can take advantage of the platform’s automatic 24-month lookback feature to immediately establish or see improvements in their credit scores, which can then allow them to refinance student debt at lower interest rates. Plus, the benefits of improved credit can be shared with up to seven people, allowing roommates and co-signers to improve their financial health as well. Since the start of Esusu, tenants have increased their credit score by an average of 30 points.

“We are grateful to have the opportunity to help students achieve a degree on the one hand and a credit score on the other,” said Wemimo Abbey and Samir Goel, co-founders and co-CEOs of ‘Esus. “This partnership is designed to create a financially stable entry point for credit building for students, who often don’t have the ability to get a credit card or establish risk-free credit.”

Esusu deploys win-win solutions for landlords and tenants nationwide, providing a solution that empowers residents and improves property performance nationwide. Esusu’s technology ensures that only one-time payments are captured to build credit scores and create greater access to capital and financial aid, as well as stability for residents.

In addition to getting credit enhancement, students will have access to the Esusu Tenant Marketwhere they have the opportunity to access other financial literacy and credit education courses to help them on their path to financial well-being.

About Esusu

Esusu is the leading fintech platform that leverages data solutions to empower residents and improve property performance. Esusu’s Rent Reporting Platform captures rental payment data and reports it to credit bureaus to improve credit scores. This allows tenants to build and establish their credit scores while helping landlords mitigate eviction risks, with differentiated data and insights. Founded in 2018, Esusu reaches over two million rental units in all 50 states of the United States. Learn more about

About Ashland Pacific

Founded by industry veterans, Ashland Pacific is a vertically integrated real estate company focused on investing in and managing student residences and other value-added properties with historic market resilience. The Ashland Pacific team has collectively managed nearly $20 billion in assets combining a fiduciary mindset and entrepreneurial culture to produce a strong balance sheet that has weathered multiple market cycles over the past 30 years. From investments and acquisitions to real estate management, the company primarily focuses on undervalued assets, properties and urban developments in the western and southwestern United States with the opportunity for significant long-term return on investment. term. Ashland’s team studies macroeconomic and demographic trends for in-depth investment strategy and maintains a comprehensive, hands-on management approach to ensure quality and accountability. For more information, please visit

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