Student rates

Student Loan Forgiveness for Certain NJ Residents: Are You Eligible?

Governor Phil Murphy and leaders of the federal Department of Education visited the College of New Jersey on Monday to highlight efforts to improve access to student loan forgiveness for public employees.

During a panel discussion at the College, Murphy, along with U.S. Undersecretary of Education James Kvaal and Federal Student Aid Chief Operating Officer Rich Cordray discussed recent changes to the forgiveness of civil service loans.

Last fall, federal officials announced a possible limited PSLF waiver that temporarily waives some program rules to make it easier to qualify for student loan forgiveness, but the governor said many people weren’t sure. not aware.

He noted that the civil service loan cancellation program had been “erased” in the past.

“We haven’t done in New Jersey what we need to do to amplify (the changes) and at the same time I’m optimistic,” he said. “I think there’s a lot of headroom in this program.”

Murphy said that to get more information, you can visit before October 31.

“It gives you 15 years of hindsight that can transform many lives of people who have been in a lot of debt,” he said.

A path to college

He said student loan forgiveness is one of many ways to make college more accessible.

“We’ve done a lot in New Jersey on college affordability, whether it’s the Community College Opportunity Grant, the Garden State Guarantee, more TAG money, more EOF money. , it’s all means-tested, so it’s particularly focused on middle-class families,” he said.

Murphy pointed out that many people these days are forced into huge debts to go to school, more than he did back then.

“I’m one of those guys, I went to college, so I had a few years of vacation, then $38.64, if I remember correctly, a check, every month, 120 times,” did he declare.

US Education Undersecretary James Kvaal said employees of federal, state, local or tribal government or nonprofit organizations may be eligible for the PSLF. The program forgives the remaining balance on certain federal student loans after borrowers have made 120 qualifying monthly payments and meet other specific criteria.

In the coming weeks, President Biden could announce an expanded student loan forgiveness plan, but officials would comment on what the president might or might not do.

David Matthau is a reporter for New Jersey 101.5. You can reach him at [email protected]

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These are the best hiking spots in New Jersey

A trip to New Jersey doesn’t have to be just the beach. Our state has incredible trails, waterfalls and lakes to enjoy.

From the Pine Barrens to the Appalachian Trail to New Jersey’s hidden gems, you have plenty of options for a great hike. Hiking is a great way to spend time outdoors and enjoy nature, plus it’s a great workout.

Before you hit the trails and explore some of the suggestions from our listeners, I have a few tips on hiking etiquette from the American Hiking Society.

If you descend and meet an uphill hiker, pull to the side and give the uphill hiker some space. An uphill hiker has the right of way unless they stop to catch their breath.

Always stay on the trail, you may see side paths, unless marked as an official trail, avoid them. Going off the trail, you risk damaging the ecosystems around the trail, the plants and wildlife that live there.

You also don’t want to disturb any wildlife you encounter, just keep your distance from wildlife and continue hiking.

Cyclists must yield to hikers and horses. Hikers should also give in to horses, but I don’t know how many horses you’ll encounter on New Jersey trails.

If you plan to take your dog on your hike, they must be on a leash and be sure to clean up all pet waste.

Finally, pay attention to the weather, if the trail is too muddy, it’s probably best to save your hike for another day.

I asked our listeners for their suggestions on the best hiking spots in New Jersey, check out their suggestions: